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Firelands Habitat is currently accepting applications for our housing program.
Applicants interested in partnering with us to build affordable housing in Erie or Huron Counties can pick up an application at our office, 7602 Milan Rd. Sandusky, Monday-Friday from 9am-3pm.
Applications are due Friday, November 6, 2026

Firelands Habitat for Humanity builds homes and offers 0% financing on a 25-year mortgage for our Partner Families.

To become a Partner Family you must meet 3 criteria:

    • Need for housing.
      You may qualify for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may include problems with the present structure; water, electrical or sewage; heating system, etc. Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
    • Ability to pay.
      You must have a minimum annual income of at least $23,680 to qualify for a Firelands Habitat home. We also consider your current level of debt-to-income. You will be required to openly and fully discuss your financial situation with Habitat personnel.
    • Families must demonstrate their ability to pay monthly mortgage payments, which will include monthly payments for real estate taxes and insurance. Families must have the financial resources to meet all other living expenses and obligations.
    • Willingness to partner with Firelands Habitat.
      Families must be willing to partner with Firelands Habitat, which means volunteering to help build Habitat homes. Partner families must work at least 400 hours for a single parent household or 500 hours for a couple.

ERIE COUNTY 2026 Income Guidelines

One: $26,400-$51,450 Two: $26,400-$58,800 Three: $26,400-$66,150 Four: $26,400-$73,500

Five: $26,400-$79,380 Six: $26,400-$82,260 Seven: $26,400-$91,140 Eight: $26,400-$97,020

HURON COUNTY 2026 Income Guidelines

One: $26,400-$42,980 Two: $26,400-$49,140 Three: $26,400-$55,300 Four: $26,400-$61,390

Five: $26,400-$66,360 Six: $26,400-$71,260 Seven: $26,400-$76,160 Eight: $26,400-$81,060