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  1. Firelands Habitat for Humanity builds homes and with 0% financing for our Partner Families.
    To become a Partner Family you must meet 3 criteria:

    • Need for housing.
      You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.  Lack of adequate housing may include problems with the present structure; water, electrical or sewage; heating system, etc.  Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.
    • Ability to pay.
      The percentage of your monthly income that you currently spend on housing is considered to determine need.  You will be required to openly and fully discuss your financial situation with Habitat personnel.
    • Willingness to partner with Firelands Habitat.
      You and your family will be considered if your annual total income is between 30-70% of the median income for Erie and Huron Counties.
  2. Families must demonstrate their ability to pay monthly mortgage payments, which will include monthly payments for real estate taxes and insurance.  Families must have the financial resources to meet all other living expenses and obligations.
  3. Families must be willing to partner with Firelands Habitat, which means volunteering to help build Habitat homes.  Partner families must work at least 400 hours for a single parent household or 500 hours for a couple.

If you would like to learn more about home ownership, call us at (419) 621-7818. 

SPECIAL NOTICE: As of May 15, 2018 we are only taking applications from Huron County residents until further notice. We currently have a 2 year waiting list and most are from Erie County.

ERIE COUNTY 2018 Income Guidelines

One: $18,000-$32,317 Two: $18,000-$36,867 Three: $18,000-$41,533 Four: $19,750-$46,083 Five: $21,350-$49,817 Six: $22,950-$43,550 Seven: $24,550-$57,167 Eight: $26,100-$60,900

HURON COUNTY 2018 Income Guidelines

One: $18,000-$28,933 Two: $18,000-$33,017 Three: $18,000-$37,100 Four: $18,000-$40,017 Five: $19,100-$44,567 Six: $20,500-$47,833 Seven: $21,900-$51,100 Eight: $23,300-$54,367